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OCIP means the owner controls project insurance while CCIP means the contractor handles coverage. Compare costs, benefits, and requirements....

Primary and noncontributory means the named insured’s coverage with a primary noncontributory endorsement pays first and alone....

Compare the best COI tracking software including CertFocus by Vertikal RMS, MyCOI, Jones & Billy. Find the top COI platforms in 2025....

The named insured owns the policy, while additional insured extends coverage to the party added to the named insured’s policy....

A certificate of insurance proves active coverage exists. Learn COI requirements and how CertFocus by Vertikal RMS automates compliance....

The integration of CertFocus by Vertikal RMS and PreQual eliminates duplicate work. Track insurance and prequalifications simultaneously....

Actionable Data Through CertFocus by Vertikal RMS’s Easy-to-Use Reporting Dashboard Your business connects to hundreds of technology platforms that feed your valuable business intelligence about your vendors, suppliers, and third-party contractors. You need systems that let more people in your organization access information assets no matter where they’re hosted. CertFocus by Vertikal RMS now includes... Read more »...

Running a business means managing risk every day — from client contracts and vendor relationships to professional advice and service delivery. One mistake, unexpected claim, or misunderstood contract term can expose your company to legal costs and payouts that could severely damage your bottom line. That’s why understanding indemnity, indemnification clauses, and how indemnity-related insurance... Read more »...

Every business faces risks, whether you run a small shop or manage large-scale projects with multiple vendors. One slip, accidental damage to a client’s property, or an advertising dispute can lead to expensive claims or lawsuits. That’s why general liability insurance is the foundation of a solid risk management plan. In this guide, Vertikal RMS... Read more »...